Public or private hospital for my baby?

Although our choice is a public hospital (Centre Hospitalier Universitaire Grenoble Alpes), we still don’t know whether it’s a good choice or not.  All I can say now is that I found that hospital so far so good 🙂

We did a lot of research online, and we asked a few friends about their opinions.  Private hospitals, or clinics,  tend to have better services such as single rooms and faster appointments (less patients).  More importantly, you will have designated sages-femmes and/or doctors, so you will be taken care of by somebody you are familiar with during the whole pregnancy.  In comparison, sages-femmes and doctors in public hospitals work in shifts.  You cannot guess who will be receiving your baby.  You might even be surprised by the presence of students in case of a university hospital.  Public hospitals cannot guarantee you a single room either.

In terms of money, the cost in public hospitals is almost fully covered by the social security in France.  Private hospitals/clinics are more expensive, but I don’t know how much more.  Actually, we have complementary health insurance (mutuelle), so even if we chose a private hospital/clinic, the cost would be largely covered, I guess.  The cost is not a deciding factor for us.

What makes public hospitals stand out and made us decide to go to a public hospital is that they are more capable of dealing with emergencies.  In fact, private hospitals/clinics do transfer you to public hospitals when something unexpected happens.  This transferring process just does not sound good to me.

To us, safety is far more important than better service.  However, I sometimes think that *maybe* the private hospitals/clinics do a better job in tracking the pregnancy because they can and do spend more time with the patient.  But don’t forget that sages-femmes/doctors in public hospitals may be more experienced as they receive much more babies every year.

Nevertheless, luck is important!  People get good or bad experience everywhere.  Right now, I feel good.

 

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Finnish residence permit – apply from Paris, France

Last Wednesday, we went to the Finnish Embassy in Paris for the residence permit interview.  Basically, we brought with us all the original documents, copies of which have been uploaded to the online application system.  Finger prints were taken there as well.   And, that’s all.

For my husband, who will work in Finland as a post-doc researcher, the required documents are quite simple: the invitation letter from Finland, and the sejour in France (since we are applying in France).  For me, a housewife, additional documents are needed: the marriage certificate or the family book (translated and legalized), and a form (something like a survey of our current situation and our past) signed by my husband.

Yesterday (Monday), we received emails saying that the decisions were ready.   SO FAST!  We thought it would take one month or two.   Based on their website, the longest wait is nine months!   After logging into the online application system, I saw our residence permits were granted.   Now we just need to wait for two to three weeks for the actual cards.  We are going to Finland for sure!!!

Welcome to Finland
Welcome to Finland, from Embassy of Finland in Paris, France

***Update***

4 days after the decision:  the cards are on their way!

6 days after the decision:  the cards are in our hands!

From application to receiving the cards: only 11 days!

 

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Health insurance in France: Social Security (Carte Vitale) and Mutuelle

We came to France in the end of November, 2017.  At that time, I was already more than four months pregnant.  We worried about getting health insurance in France, because the work contract is only six months.  But we came anyway.

One of the first things we did after arriving at Grenoble was making an appointment with the insurance company on campus.  For whatever reason (could be a mistake?), they approved our application!  That lady gave us a list of documents to be prepared, and asked us to go back in two weeks.  One of the requested documents is the birth certificate.  Of course, it has to be in French.  Therefore, my husband needed to have his family book translated by a court translator.  Other documents are easy to prepare.  After two weeks, we submitted all the documents to that lady.  Things seemed going well.

Another week went by.  One day, we received letters from that insurance company.  Each of us got a carte d’adherente, which contains the temporary social security number and the mutuelle number.

At some point, the insurance company requested the birth certificate again.  And this time, in addition to my husband’s birth certificate, I also submitted mine, which is prepared in China (translated and legalized).

The insurance company mailed us a few time – about my pregnancy.  They introduced all kinds of benefits we have.  They kept us well informed!  They have our bank account number, but we did not see any charge – until about two months after getting the carte d’adherente, we received the bill.  It turns out that the first three months is free, and they will start to charge in March.  In the same letter, they also included the payment that they made to the hospital and the laboratory from where I received service.  Not a penny from our own pocket ~

Ten days after the bill, my husband got a letter, which says he has been assigned a new social security number.  So not a temporary number any more.  A few days later, another letter came in to request a photo for making the Carte Vitale (the so called green card).  We mailed out the photo as soon as we can.  Last Saturday (2~3 weeks after mailing out the photo), we got the card!  However, I have not been assigned a new social security number, yet.

So, for my husband, it took like three months to finally get the Carte Vitale.  I guess it is fast?

 

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